Protecting Your Website from Fraud

Take these steps, both preventative and proactive, to avoid the deceptive schemes that can inflict financial disaster on your web business:

  • Validate and authorize the credit card numbers from your customers in real time.
  • Enable the security features that your bank or authorizing authority provides, such as address (AVS) and card verification number (CVN or card verification value) checking.
  • Report suspicious activity to your bank and/or authorizing authority as soon as possible.
  • Refuse to do business with customers in countries known to be hotbeds of corruption and fraud, and be careful of any overseas order.
  • Ban visitors who appear to be attempting to make fraudulent transactions by blocking their IP address from connecting to your web server.
  • Contact suspected fraudsters with a cease and desist letter or email, assuming they give you a valid address.
  • Don’t ship merchandise until payment is confirmed.

You might also consider these more extreme measures:

  • Refuse orders where the billing and shipping address do not match.
  • Refuse orders to be shipped to non-physical addresses, such as post office boxes.
  • Refuse orders from customers using a free email account, such as Hotmail or Yahoo!.
  • Confirm large orders by phone and/or request faxed copies of the credit card and customer signature.

Bear in mind that taking these extra steps will snub many honest customers along with the fraudsters. To address this problem, your might consider placing a pop-up window on your failed order page that allows customers to provide anonymous feedback about why their order failed. Or, since many people block automatic pop-up windows, send a follow-up email to shoppers whose orders were not accepted if you can match up failed transactions with an email address.

JavaScript Links or onClick Links?

JavaScript links, or links with javascript in the href attribute, cause problems for visitors who either turn off or don’t have JavaScript support in their browsers. Not to be callous, but, in almost all cases, this percentage of your audience is small.

As a compromise, you can always use self-referential links that respond to onClick events. These links are easier for non-JavaScript browsers to handle, but then you have the problem of the browser jumping back to the top of the page. This inconveniences a larger cross-section of your audience than it helps.

If you really want to court the HTML purists, don’t use JavaScript on your site, period. However, if you want or need the extra functionality, JavaScript links work better than onClick links for the majority of your visitors.

My take on Drupal

The most concise description for Drupal is that it is an Open-Source Content Management System.

What Drupal Has to Offer

From my perspective, as of now, the subject of this section is the most important topic we need to cover. As users of technology and software, we should never be lax in what we demand from the technologies that serve us.

It is fitting, therefore, at this stage to discuss what we expect from Drupal in order to ensure that it will satisfy our needs.

There are three benefits of Drupal that we need to consider:

Reliable and robust

Efficient

Flexible

A quick search on Google will confirm that there is an abundance of good reviews on Drupal’s performance as well as plenty of write-ups praising its ease of use and flexibility.

Uses of Drupal

From a purely theoretical point of view, you are hopefully convinced that utilizing the Drupal source code to help you create a website is an excellent choice.

Of course, knowing this doesn’t help you discover exactly what can be done with it from a practical point of view. You still need to know what types of sites are commonly created with Drupal.

As mentioned earlier, any enterprise that requires a fair amount of working with content is a likely candidate for Drupal.

Due to its extensibility and flexibility, you are really not very limited in what you decide to do with Drupal. The following list shows the most common uses at present and comes from the case studies page (http://drupal.org/cases) on the Drupal site:

  • Community Portal Sites (The term portal refers to a site that is supposed to be an Internet user’s point of entry on to the Web): If you want a news website where the stories are provided by the audience, Drupal suits your needs well. Incoming stories are automatically voted upon by the audience and the best stories bubble up to the home page. Bad stories and comments are automatically hidden after enough negative votes.
  • Personal Websites: Drupal is great for the user who just wants a personal website where (s)he can keep a weblog, publish some photos, and maybe keep an organized collection of links.
  • Aficionado Sites: Drupal flourishes when it powers a portal website where one person shares their expertise and enthusiasm for a topic.
  • Intranet/Corporate Websites: Companies maintain their internal and external websites in Drupal. Drupal works well here because of its flexible permissions system, and its easy web-based publishing. You no longer have to wait for a webmaster to give word about your latest project.
  • Resource Directories: If you want a central directory for a given topic, Drupal is the right tool for you. Users can register and suggest new resources while editors can screen their submissions.
  • International Sites: When you begin using Drupal, you join a large international community of users and developers. Thanks to the localization features within Drupal, there are many Drupal sites implemented in a wide range of languages.
  • Education: Drupal can be used for creating dynamic learning communities to supplement the face-to-face classroom or as a platform for distance education classes. Academic professional organizations benefit from its interactive features and the ability to provide public content, member-only resources, and member subscription management.
  • Art, Music, and Multimedia: When it comes to community art sites, Drupal is a great match. No other platform provides the rock-solid foundation that is needed to make multimedia rich websites that allow users to share, distribute, and discuss their work with others. As time goes on, Drupal will only develop stronger support for audio, video, images, and playlist content for use in multimedia applications.

If you want to build a large and complex website with limited budget, one of my suggestions is to build it using Drupal.

Here are some websites that we built using Drupal:

Building Trust Through Your Website

Another way of building trust is to provide information about your company, including basic real-world information, such as mailing address, phone number, and fax number, as well as background information on the company and the people in the company.

When people encounter your website for the first time, they have three questions in mind:

  • Who are you?
  • What do you do?
  • Why should I trust you?

The ABOUT US pages are one way that a website can help answer these questions.

This particular page is important for establishing trust because they let customers know that there are real people and real organization behind an otherwise virtual world.

The about us page should provide information tailored to customer demographics, interests, and needs.

Craigslist has a simple, down-to-earth About Us page. The “mission” section describes the values and history pf the site. The “team” section describes the people behind the site.

About us page should help reinforce the website’s upfront value proposition.

Viral Marketing within Your Website

One of the sales elements that works hand in hand with branding is viral marketing.

These two marketing aids complement one another and help to make one another more powerful.

Viral marketing is a new phrase that means “word of mouth” marketing, or more accurately for website promotion, “self-propagation.”

What viral marketing does is to “spread your message” within the community, without you having to intervene. It’s like free advertising because visitors to your website will recommend it to others who will recommend it to others and so on.

In many ways, this kind of promotion acts just like a virus in that it spreads from person to person almost without them being aware.

There are two types of viral marketing:
Direct Viral Marketing – occurs when a client spreads the awareness of your product or service to others simply by using the product or service. Some of the online e-mail services are examples of this. When someone sends an e-mail using these kinds of services, each email automatically includes a message at the bottom of the e-mail that states the name of the email service they are using. A subtle but effective method of promotion.

Indirect Viral Marketing – happens when a client must actively find another client in order for both of them to benefit by using the product. An example of this is when someone wants to use an Internet service like a chat or messaging service, and they have to solicit the assistance of another user in order to implement the service. For example, if one person wants to send instant online messages to another person, that other person also needs to have the same software installed in order for the messaging to work. This means that one person needs to implore another to also install a messaging utility. (e.g., MSN messenger or ICQ)

There may be some ways you can implement viral marketing or self propagation within your website.

Offering things for free is one good way of doing this. This doesn’t mean you have to give away a product; you could provide a free service or some other valuable non-tangible item.

Free advice on technical or other complicated topics could be useful – quotes or definitions are useful to some people.

Contests are another way of attracting attention. If you do implement a contest, I suggest that your prize be one of significant value in the eyes of your clients. If it is deemed to be of low value, it will not attain the status of being a suitable viral marketing item.

There are many ways that a website can be made to contain items that visitors to the site will want to tell others about. Those who implement this feature and make it valuable will have a much greater chance of reaping the benefits of viral marketing.

Variable used to measure website traffic and audiences

Whatever the method of data collection, the same set of variables can be measured. You can learn about your website’s traffic and plan ahead to maximize the opportunity that you have within that short period of time.
The definition that follows are generally accepted within the Internet industry:

  1. Measure of Website Traffic simply document site activity:
    • Hits: the number of files requested
    • Impressions: the number of times an ad banner is requested by a browser
    • Page views or deliveries: the number of times a web page is requested
  2. Measure Website Audience provide data about the people who visit the site:
    • Visitors: the number of people who visit the the site
    • Unique Visitors: the number of different people who visits a site during a specific time period
    • Identified visitors: the number of visitors who can be identified through site registration or purchase

In order to be meaningful these measures must be taken during a specific period of time. That leads to an almost endles set of metrics that can be produced, depending on the needs of the marketer, for example:

  • Average number of hits per day
  • Number of page views per month
  • Average visitor session length
  • Number of visitors who visited more than once
  • New visitors
  • Least requested pages
  • Number of hits for each hour of the day

AWStats is a good web statistic report that you can have on your server to help you keep track with your website’s traffic.

Ways to evaluate website effectiveness

The graph below shows some ways to evaluate website effectiveness.

Usability is very important, this is the customer experience, this is the way the visitor looks at the site, the way he gauges its ease of use an value to him. That is a perspective that cannot be overlooked. It is also a perspective that has a clear relation to the business effectiveness of the site.

If the visitor find the usage experience satisfactory, the site has a greater chance to be successful in the long run.

Traffic and Audience Measurement is a set of techniques used to provide effectiveness data vital to marketing management.

Site performance is data that is needed by site technicians to gauge and improve performance in terms of the number of broken links and other errors, speed and downtime.

It is appropriate to look at the usability testing first, since its greatest value comes prior to te actual deployment of a site or a redesign. In advertising terms, it is a pretesting technique that is used to ensure that the site works according to user expectation before it is opened to all visitors.

The Importance of Websites

Nowadays, people do not go online only to surf, they do specific things like e-mailing, instant messaging, shopping or Googling. Some recent studies done by Cisco and the Online Publishing Association (OPA) stated the increasing convenience of the Internet leads to increasing usage of the Internet over time, some even predict digital brownouts.

The media is however becoming more attractive to the advertisers as well as consumers as people spend more time online. It could therefore be regarded as crucial to have a website for your business which should not only be informative but innovative and portrays the important values and beliefs of your business that makes it unique and special.

Both studies done by Cisco and OPA concluded that the consumer usage of the Internet is growing faster and will outstrip the business and government traffic in the near future. Statistics gathered by OPA shows that the typical Internet user spends 47% of his time online looking at content, 33% communicating, 15% shopping and 5% Googling or using other search engines. Whereas Cisco predicted that consumer traffic, which is expanding at a 57% annual clip, compared with 37% for all Internet use, is on the verge of blowing past business as the biggest user segment of Internet activity.

In conclusion, regardless of their primary interest regarding this matter, both Cisco and OPA agreed that the Internet is on the threshold of becoming synonymous with all media and communications and it would only be a matter of time that even the plain old TV will be delivered to the living room via the web, thus compresses even more the significance of website in the world today.

Reasons why you need a website for your business

1. Establish A Presence

Approximately 100 million Americans have access to the World Wide Web (WWW). No matter what your business is, you can’t ignore the millions of people on the Net.

2. Make Your Information Accessible

What is basic business information? Think of your own customized Yellow Pages advertisement: Your hours, the Nature of your business, your Practice Areas, your Accomplishments, Honors and Awards, how to contact you. The location of your office and directions to how to get there. Additionally this advertisement would allow customers to contact you immediately or even chat with you online if there is that feature installed. If you could keep you customer informed of every reason why they should be represented by you, there is not much reason you don’t have a business deal there.

Making business information available is one of the most important ways to serve your customers. But if you look at serving the customer, you’ll find even more ways to use internet technology. How about making forms available to pre qualify for loans, or have your staff do a search for that classic jazz record your customer is looking for, without tying up your staff on the phone to take down the information? Allow your customer to punch in sizes and check it against a database that tells him what color of jacket is available in your store / all this can be done, simply and quickly, through the internet.

3. Create a 24 Hour customer Service – Customer relation is the entire buzz nowadays.

People are always talking how good of a service to a customer would make them to come back and patronize your business again. Through the internet now, you can serve your customers online 24/7. You can answer their questions through emails, or send them loyal customer discounts or inform them about new products available. You can send them newsletters or article to make them feel belong to a community or anything else you can think of that could not be done in the past which have to be done manually and tediously. With the Internet you can create an excellent customer relationship service with 24/7 ability.

4. Network

In the business world connection sometimes means everything. A smart business man understands that it is not what you know but who you know to allow you to move forward. Maybe you know that passing out your business card as much as you can, will increase your chance of a business deal or a meeting. Then think about this what if you can send your business card or be present on a search list when someone is looking for a specific service online to thousand or even hundreds of thousands of people online. How much greater potential of a business deal are there?

5. Sell Products and Services

Having a website would enhance your chance of selling something. This statement is not made boldly on speculation and can be explained by simple common sense. A few years ago if a telemarketer wants to sell something he can only rely of his talent of speech and in the 3 minutes time frame the listener is willing to five him to convince the listener. Having a website however would revolutionize all that. You can now let potential customer take all the time they want to browse through information, products, qualities, feedbacks from previous buyers of users. You can convince a potential customer through high resolution picture, music and virtually no time limit. Compare this to the traditional telemarketing or paper brochure and you would find out you have more convincing power and more money left when trying to sell a service or product online.

6. Make Changing Information Available Quickly

Ever in the situation of having to change information on paper after one is printed and find it impossible or time consuming? If you did then you would appreciate the flexibility of online information and mass publication through email. With electronic publishing you can send important promotions, news or anything you want to your subscriber or potential customers. No need for pens or printing on paper as electronic publishing changes according to your needs not you accommodating what you have. You save energy, time and money through one simple step.

7. Reach a Highly desirable Demographic Market

People who use the internet is usually college educated or being college educated. This concludes to the fact that college educated people make higher salary or soon to make a high salary. Therefore it is safe to say also the purchasing power of these people on line would be stronger than those on the streets given the chance you have products to offer online. It would also be safe to say that since the world is going to the phase of more and more people getting online, the prospect for online marketing would remain strong.

8. Statistics/ Tracking & advertising

One benefit of advertising on the internet is the ability for you to see statistical and demographic reports on who visits your website. Other than that you can see from the report where your visitors are from, which pages they are in the most of their time of visit. Knowing this information can help you tremendously in where you want to place or target your market according to the statistics. All of these can done economically through the website you have.

9. Answer Frequently Asked Questions (FAQ)

Answering a phone call and answering the same question over and over again is time consuming and inefficient. However it is also crucial for potential customer to get this information. Post those frequently asked questions on a web page and you will have removed another barrier to doing business with you and free up the phone operator for some real operator business.

Holiday is coming around the corner

It’s time to prepare your website to be ready in this holiday season.

Believe it or not, holiday sales account for more than half of their year’s total sales for many E-Tailers.

Increase inventory. Most importantly, make sure you do a research on what were the most favorite stuffs from last year and prepare for it.

Send mass email. This is the time to send all your customer about your special sale or something for this season. Many people are looking for some gifts, etc, in this season.

Use PPC Promotion. Pay-per-click might be a good thing to do to drive people to your Holiday landing page. Run aggressive PPC within the season high peak.

Minor modification on your website. Show some holiday spirit. Modify your website a little bit using holiday icon, background, etc. Differentiate your E-Store from others. Get your customer into the “shopping spirit.”